I started working and earning money since I was 21. I have my two wheeler and a Sedan too. I have done most things that anyone would want to do or accomplish to call himself settled. What next is the question that is lingering in my mind? I have a day job that I am satisfied with in monetary terms. I asked for a few suggestions from my friends and they suggested so many things. Some suggested to invest in gold, shares , and Forex while some suggested to insure. I am thinking of term life insurance. What do you say ? What should I be doing?